Individuals & Families​

Financial Planning

Our team will personalize your plan to meet current needs and future goals. We review all aspects of your life with an output that includes strategies for overall spending, retirement, tax savings, and growth opportunities—leaving you confident on your journey to success.

Asset Growth

We lead with a customized strategy to ensure your investments are balanced to match any stage of your life. Growing your wealth works alongside preserving what you have already accomplished. Our approach will look at overall investment risk and create more reliable forecasts.

Retirement Planning

Develop a plan for longevity that has you giving back to yourself. We can help establish a retirement strategy that maximizes growth, ensures tax-efficient distributions, and arranges to pass on an inheritance to loved ones. We work with many retirement accounts, allowing us to choose the best options for you and your determined goals and lifestyle.

Risk Management

We are proactive when it comes to protection. Risk assessments are a great tool to help reduce uncertainty when making financial decisions. We’ll help you identify avoidable risks and design a mitigation strategy to minimize exposure, looking at insurance plan options, intelligent portfolio management, and ways to set aside funds for a rainy day.

Tax Planning

We will consult with you on how to take advantage of your personal or business tax deductions. We aim to provide sound advice on decisions that reduce your tax liability within the law, and will help you explore charitable gifting, tax-loss harvesting, and more.

Education Planning

Providing a college education for your child or grandchild is a gift that will last their lifetime. We’ll work this into your plan and prioritize accordingly. There are different plan options to review that vary from state to state and tax benefits that we can identify along the way.

Estate Planning 

Try to make sure the IRS isn’t your main beneficiary. Create a legacy that leaves your family cared for by preserving everything you have worked hard to achieve. We’ll help you make the difficult decisions now, so your loved ones don’t have to later, paving the way for a smooth transition. Support the causes you care most about by incorporating giving into your plan now and possibly reducing taxes in the future.

Employee Benefit Analysis 

Let’s talk about compensation packages and exit deals. We’ll guide you through your options, which may include:

• Health insurance & HSAs
• Paid time off
• Retirement plan benefits
• Flexible Spending Accounts
• RSUs
• Exit packages, including severance and stocks

Social Security & Medicare Advice

These are complicated programs. We can help you understand your Medicare eligibility and decide what kind of coverage could work for you. We’ll also give you a clearer picture of how Social Security will factor in to your retirement plan.

Business Planning

Business is complex as you find the balance between risk tolerance and financial security. We’ll bring more ease to your planning with our knowledge and support. Our team is well versed on business financials, including things like stocks, 10b5-1 plans, and succession planning.

More Business Services