Getting Started
Overview
Does my employer contribute?
Company Name contributes $1.00 for every $1.00 you save, up to a 3% savings level and $0.50 for every $1.00 you save of the next 2%. To receive the em
ployer contribution, you must contribute – even if it is a small amount.
Don’t Give Away Free Money
If you save 5% COMPANY NAME will contribute 4% to your retirement future.
If you do not wish to participate, you must login to opt out!
When can I join?
You can join the plan the first of the quarter after you’ve completed 3 months of service (Jan 1st, Apr 1st, Jul 1st, Oct 1st).
For Example:
If you start January 15th, you will complete 3 months of service on April 15th and will be enrolled on July 1st.
How do I enroll?
Go to WEB SITE OR Use the APP


What is a 401k?

What’s my risk tolerance?
We’re Here to Help.
A Paris International Team Member can help you understand and navigate your financial decisions for your 401(k) and beyond
Schedule 1-on-1 Session Now
Manage My 401k
How do I access my account?
Go to WEB SITE OR Use the APP


What if I need advice?
A member of the Paris International Team can help you understand and navigate your financial decisions for your 401(k) and beyond.
What if I need to take money out?
Saving in a retirement plan is, of course, intended to be a long-term investment for you. If you are over the age of 59.5 you can make and In-Service Distribution.
Loans can be taken from employee deferrals only. The minimum loan is $1,000 and the maximum loan is the lesser of 50% of your deferrals or $50,000
Schedule 1-on-1 Session Now to discuss your situation.
What if I change jobs?
Slide answer : Don’t Worry, you don’t lose the savings that you contributed.Your employer may have rules about how much of their employer contributions you get to keep.You can transfer your savings to another plan, a personal IRA or, as a last resort, you can cash out.
Before You Decide: Schedule 1-on-1 Session Now
Should I designate beneficiaries?
Should I designate beneficiaries?In the event of your passing, your savings will transfer into the ownership of your named beneficiaries.
Make sure your named beneficiaries remain up-to-date! The most common reasons to make changes are due to marriage, divorce or having children.
WEB SITE LINK to view and update your beneficiaries.
Cybersecurity: How do I protect my account?
Take the following steps to help protect your account:Set up your online access and log on frequently. Use a strong username & password.Keep your contact information up to date.Enable Multi-Factor authentication.Use current anti-virus protection on all your devices.
Visit WEB SITE for details on their Cybersecurity policy or read their Security Tips.
What should I know about investing?
We Can Help
How can Paris International help me?
From helping you set your first budget to applying for Social Security, Paris International can help you in any financial phase.From helping you set your first budget to applying for Social Security, Paris International can help you in any financial phase.
How much will it cost me?
Financial coaching is part of your retirement benefit program.
You’ll never get a bill for asking a question or requesting advice.
Can I just talk to someone?
A Paris International Team Member can help you understand and navigate your financial decisions for your 401(k) and beyond.